Cash in on checking.
Americans resist change, at least when it comes to their checking accounts: A survey from finance site Bankrate and MONEY found that the average American had used the same primary checking account for 16 years, and more than one in four had had their account for upwards of 20 years.
Now may be a good time to change that habit, as banks are offering good incentives to consumers to nab a checking account at their institution, experts say. Some of the more lucrative offers range from $250 to $500, and there are a couple that even offer $750 in cash.