In the European Payments Council’s (EPC) “2018 Payment Threats and Fraud Trends Report”, it provides a bleak and very lengthy overview of the most important threats in the payments landscape.
There is a lot to mention, but the EPC raised some main conclusions concerning threats.
These include the organisation and sophistication of recent cyberattacks have shown the aforementioned competence; and that the main attack focus has shifted slightly away from malware to social engineering attacks, except for attacks aimed at companies.