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Pennsylvania’s Auto Insurance ‘Regular Use’ Exclusion Faces State High Court Scrutiny

The Pennsylvania Supreme Court has agreed to consider a case that could limit application of the “regular use exclusion” in auto insurance policies.

The state’s high court has agreed to review a Superior Court ruling that the regular use exclusion violates the state’s motor vehicle financial responsibility law. A regular use exclusion precludes coverage for injuries to insureds when they are using vehicles that they do not own but regularly use.

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