You’ve probably had at least one retail store clerk ask you if you want to open a department store credit card as you were checking out. Many retailers entice shoppers with interest-free financing offers and deep discounts on the first purchase they charge to store cards just for signing up. These offers are tempting, but it’s important to be aware of the benefits and drawbacks of this type of revolving credit.
Discover the six pros and cons of store credit cards so you can better decide if they’re right for you.
