The COVID-19 pandemic comes with one bright spot for workers’ compensation insurers: Fewer workers are being injured in motor vehicle accidents.
A research brief issued by the National Council on Compensation Insurance projects that workers’ compensation claims caused by motor vehicle crashes will decline to correspond with a decrease in miles driven as workers continue to practice social distancing.
NCCI Senior Division Executive Steve Eddinger said until now, motor vehicle accidents have been the only type of work injury that has been growing in frequency. He said actuaries are projecting a decline in those claims because the rate of motor vehicle accident injury claims has been remarkably consistent: two claims per 100 million miles driven.
