Monai, which is still in the waiting list stage, says users can use time spent playing mobile games to earn interest on savings they deposit in the app.
The firm also promises to offer a savings advisor, which will provide Millennial and Gen Z customers with tips on purchases.
Savings in the fintech’s “Money Boost” system will be invested in “curated” exchange-traded funds (ETFs) and cryptocurrency portfolios.
Monai promises users can instantly withdraw from these accounts.
The firm has three pricing plans on offer, including a free option. Its “Sapphire” and “Ruby” plans are $2.99 and $6.99 per month, respectively.